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Agreement Written agreement between an employer’s workers’ compensation insurance carrier or a self-insured employer and an employee with a compensable work-related injury or occupational disease specifying the type and amount of workers’ compensation benefit paid to the employee. An agreement must be made using the Workers’ Compensation Commission’s “Voluntary Agreement”, Form WCC-1.
Aggregate Limit The maximum amount an insurer will pay for all claims covered by a policy during a policy period.
Allocated Loss Expenses (ale) Insurance company costs for adjusting and settling claims which can be identified with a specific claim. The ALE are often then included in the claims costs used to adjust premium in some loss-sensitive premium adjustment types of workers' comp policies, such as sliding scale dividend plans or some retro or retention plans.
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Vorys, Sater, Seymour & Pease LLP
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Vorys, Sater, Seymour & Pease LLP
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Workers' Compensation

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Pi Sigma Alpha; Order of the Coif. Adjunct Professor of Law, Capital University, Graduate Tax Program, 1988. Chairman, Taxation Committee, Ohio Oil and Gas Association, 1984-1998. Member, Executive Committee, Columbus Investment Interest Group (Chairman, 1993-1995). Chairman, Cost and Availability of Capital Committee, Ohio Small Business and Entrepreneurship Council, 1991-1995. Trustee and Secretary, Industrial and Technology Council. Member, Graduate Tax Council, Capital University, 1991-1994
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Vorys, Sater, Seymour & Pease LLP
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Employment Discrimination

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Member, Order of the Coif. Law Clerk to Hon. Robert Duncan, Judge, U.S. District Court, Southern District of Ohio, 1974-1976. Board of Commissioners on Character and Fitness for the Supreme Court of Ohio, 1988— (Chair, 1991-1993; 2007—). Member, Board of Directors, CASA of Franklin County (President, 2002-2003).
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Commercial Real Estate Purchases & Sales

Commercial Real Estate

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The immigrant rate of using means-tested welfare programs (at 20.7 percent) is nearly fifty percent higher than native rate of usage (at 14.1 percent). That gap between the native and immigrant rate of welfare usage has doubled in the last ten years. Total immigrant receipt of benefits in 1996 came to $180 billion
Federation for American Immigration Reform
There is a glut of science Ph.D.s coming out of our graduate schools (about twenty two percent more than are needed); more than a third of them are foreign students, an estimated fifty percent of whom remain in the country after getting their degrees.
Federation for American Immigration Reform
Since 1970 our population has grown by about 65 million people. About half of that growth came from immigrants and their descendents.
Federation for American Immigration Reform
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